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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,107 | $185,905+96.4% | $170,057+114.7% | $139,487+161.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 18.74% | 60.56%-41.8pp | 53.42%-34.7pp | 373.84%-355.1pp |
| Employer contribution / active EE | $4,334 | $7,597-43.0% | $6,790-36.2% | $4,755-8.9% |
| Participant deferral / active EE | $13,309 | $11,627+14.5% | $10,411+27.8% | $6,713+98.3% |
| Admin fee / account holder | $3,396 | $15,397-77.9% | $12,826-73.5% | $11,407-70.2% |