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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,621 | $167,533+74.7% | $151,645+93.0% | $134,545+117.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.65% | 7.81%-29.5pp | 3.34%-25.0pp | 418.37%-440.0pp |
| Employer contribution / active EE | $4,363 | $6,828-36.1% | $6,165-29.2% | $4,742-8.0% |
| Participant deferral / active EE | $15,375 | $8,985+71.1% | $8,363+83.9% | $6,401+140.2% |
| Admin fee / account holder | $3,483 | $13,781-74.7% | $11,614-70.0% | $11,431-69.5% |