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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,787 | $96,643-76.4% | $86,617-73.7% | $139,456-83.7% |
| Participation rate | 46.7% | 74.4%-27.7pp | 71.7%-25.0pp | 80.3%-33.7pp |
| Annual return | 13.89% | 106.57%-92.7pp | 591.91%-578.0pp | 373.45%-359.6pp |
| Employer contribution / active EE | $1,077 | $3,264-67.0% | $3,023-64.4% | $4,753-77.3% |
| Participant deferral / active EE | $2,002 | $4,835-58.6% | $4,437-54.9% | $6,711-70.2% |
| Admin fee / account holder | $46,523 | $6,406+626.2% | $5,613+728.9% | $11,407+307.8% |