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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,017 | $65,566+73.9% | $86,235+32.2% | $75,177+51.7% |
| Participation rate | 31.0% | 60.5%-29.5pp | 69.0%-38.0pp | 67.2%-36.3pp |
| Annual return | 8.80% | 46.07%-37.3pp | 1170.03%-1161.2pp | 160.75%-151.9pp |
| Employer contribution / active EE | $1,251 | $1,553-19.5% | $2,381-47.5% | $2,671-53.2% |
| Participant deferral / active EE | $2,831 | $3,023-6.3% | $3,987-29.0% | $4,126-31.4% |
| Admin fee / account holder | $50 | $5,470-99.1% | $6,856-99.3% | $5,651-99.1% |