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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,976 | $70,430+53.3% | $96,572+11.8% | $85,851+25.8% |
| Participation rate | 35.1% | 61.8%-26.7pp | 69.8%-34.7pp | 69.3%-34.2pp |
| Annual return | 6.31% | 18.58%-12.3pp | 37.79%-31.5pp | 318.63%-312.3pp |
| Employer contribution / active EE | $963 | $1,413-31.8% | $2,357-59.1% | $2,565-62.5% |
| Participant deferral / active EE | $2,428 | $2,894-16.1% | $3,850-36.9% | $3,952-38.6% |
| Admin fee / account holder | $56 | $4,996-98.9% | $6,183-99.1% | $6,261-99.1% |