Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,718 | $87,546-84.3% | $75,784-81.9% | $125,389-89.1% |
| Participation rate | 52.2% | 80.2%-28.0pp | 75.8%-23.6pp | 83.2%-31.0pp |
| Annual return | 1.25% | 13.49%-12.2pp | 9.68%-8.4pp | 282.24%-281.0pp |
| Employer contribution / active EE | $866 | $3,930-78.0% | $3,323-73.9% | $4,866-82.2% |
| Participant deferral / active EE | $701 | $4,230-83.4% | $3,652-80.8% | $5,352-86.9% |
| Admin fee / account holder | $354 | $6,503-94.6% | $5,300-93.3% | $9,541-96.3% |