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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,479 | $88,596+32.6% | $70,098+67.6% | $134,509-12.7% |
| Participation rate | 60.9% | 74.9%-14.1pp | 70.5%-9.6pp | 81.2%-20.4pp |
| Annual return | -19.89% | 442.67%-462.6pp | 190.76%-210.7pp | 418.13%-438.0pp |
| Employer contribution / active EE | $1,466 | $3,235-54.7% | $2,560-42.8% | $4,741-69.1% |
| Participant deferral / active EE | $4,233 | $4,772-11.3% | $3,849+10.0% | $6,400-33.9% |
| Admin fee / account holder | $0 | $10,441-100.0% | $6,266-100.0% | $11,427-100.0% |