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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,565 | $110,830+24.1% | $86,625+58.8% | $167,553-17.9% |
| Participation rate | 62.5% | 75.8%-13.3pp | 71.6%-9.1pp | 82.1%-19.6pp |
| Annual return | 16.12% | 116.99%-100.9pp | 63.52%-47.4pp | 478.89%-462.8pp |
| Employer contribution / active EE | $1,325 | $3,245-59.2% | $2,496-46.9% | $4,840-72.6% |
| Participant deferral / active EE | $3,982 | $4,548-12.4% | $3,700+7.6% | $6,343-37.2% |
| Admin fee / account holder | $0 | $8,420-100.0% | $5,830-100.0% | $12,316-100.0% |