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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,133 | $72,404+49.3% | $110,243-1.9% | $64,173+68.5% |
| Participation rate | 63.3% | 73.3%-10.0pp | 79.8%-16.5pp | 69.6%-6.2pp |
| Annual return | -7.62% | -6.29%-1.3pp | 314.76%-322.4pp | 7.63%-15.3pp |
| Employer contribution / active EE | $2,400 | $2,282+5.2% | $3,827-37.3% | $2,381+0.8% |
| Participant deferral / active EE | $6,521 | $3,469+88.0% | $4,672+39.6% | $3,470+87.9% |
| Admin fee / account holder | $1,080 | $5,664-80.9% | $8,548-87.4% | $4,887-77.9% |