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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1+ years Service code 12 · EIN 93-1253576 | Claims processing; Recordkeeping and ... | $28,489 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,571 | $43,133+42.7% | $89,400-31.1% | $73,493-16.2% |
| Participation rate | 54.9% | 55.0%-0.1pp | 68.0%-13.1pp | 70.7%-15.8pp |
| Annual return | 0.00% | 135.66%-135.7pp | 245.64%-245.6pp | 28.51%-28.5pp |
| Employer contribution / active EE | $243 | $1,438-83.1% | $2,586-90.6% | $2,270-89.3% |
| Participant deferral / active EE | $1,264 | $2,445-48.3% | $3,890-67.5% | $3,740-66.2% |
| Admin fee / account holder | $424 | $444-4.5% | $4,882-91.3% | $513-17.4% |