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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,989 | $118,877+3.5% | $96,570+27.4% | $167,536-26.6% |
| Participation rate | 23.1% | 75.5%-52.4pp | 69.8%-46.7pp | 82.1%-59.0pp |
| Annual return | 12.65% | 50.50%-37.9pp | 37.79%-25.1pp | 478.82%-466.2pp |
| Employer contribution / active EE | $511 | $3,121-83.6% | $2,357-78.3% | $4,839-89.4% |
| Participant deferral / active EE | $1,281 | $4,617-72.3% | $3,849-66.7% | $6,342-79.8% |
| Admin fee / account holder | $1,020 | $8,069-87.4% | $6,182-83.5% | $12,315-91.7% |