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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,594 | $95,979-1.4% | $74,551+26.9% | $135,380-30.1% |
| Participation rate | 25.0% | 75.7%-50.7pp | 69.1%-44.1pp | 82.6%-57.6pp |
| Annual return | -8.35% | 56.97%-65.3pp | 32.53%-40.9pp | 519.81%-528.2pp |
| Employer contribution / active EE | $479 | $2,716-82.4% | $1,961-75.6% | $4,779-90.0% |
| Participant deferral / active EE | $1,679 | $3,844-56.3% | $3,108-46.0% | $5,609-70.1% |
| Admin fee / account holder | $6,969 | $6,522+6.8% | $5,059+37.7% | $10,828-35.6% |