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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,405 | $183,592+69.1% | $155,574+99.5% | $145,877+112.8% |
| Participation rate | 95.8% | 82.7%+13.1pp | 78.2%+17.6pp | 80.3%+15.5pp |
| Annual return | 19.08% | 61.37%-42.3pp | 64.87%-45.8pp | 551.28%-532.2pp |
| Employer contribution / active EE | $14,329 | $5,317+169.5% | $4,676+206.5% | $4,663+207.3% |
| Participant deferral / active EE | $9,113 | $6,466+40.9% | $5,629+61.9% | $6,691+36.2% |
| Admin fee / account holder | $5,516 | $19,316-71.4% | $15,914-65.3% | $13,402-58.8% |