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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,658 | $61,125+2.5% | $94,057-33.4% | $87,485-28.4% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 12.38% | 35.20%-22.8pp | 480.62%-468.2pp | 26.06%-13.7pp |
| Employer contribution / active EE | $5,427 | $2,136+154.0% | $2,933+85.0% | $2,596+109.0% |
| Participant deferral / active EE | $2,194 | $3,260-32.7% | $4,709-53.4% | $4,274-48.7% |
| Admin fee / account holder | $2,664 | $5,629-52.7% | $7,244-63.2% | $7,775-65.7% |