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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,380 | $58,258+1.9% | $81,820-27.4% | $80,925-26.6% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 8.68% | 41.76%-33.1pp | 777.93%-769.2pp | 35.65%-27.0pp |
| Employer contribution / active EE | $5,546 | $2,345+136.5% | $2,915+90.3% | $2,756+101.2% |
| Participant deferral / active EE | $2,199 | $3,284-33.0% | $4,323-49.1% | $4,299-48.8% |
| Admin fee / account holder | $10,454 | $4,976+110.1% | $7,391+41.5% | $6,940+50.6% |