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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,433 | $75,962+159.9% | $154,108+28.1% | $64,173+207.7% |
| Participation rate | 97.1% | 70.4%+26.7pp | 83.0%+14.1pp | 69.6%+27.6pp |
| Annual return | -5.09% | 30.32%-35.4pp | 735.21%-740.3pp | 7.63%-12.7pp |
| Employer contribution / active EE | $8,787 | $3,350+162.3% | $5,298+65.9% | $2,381+269.1% |
| Participant deferral / active EE | $4,693 | $3,175+47.8% | $5,081-7.6% | $3,470+35.2% |
| Admin fee / account holder | $4,112 | $5,589-26.4% | $13,411-69.3% | $4,887-15.9% |