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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,100 | $85,171+122.0% | $172,752+9.5% | $72,975+159.1% |
| Participation rate | 96.7% | 70.1%+26.6pp | 82.6%+14.0pp | 69.5%+27.2pp |
| Annual return | 15.87% | 27.32%-11.5pp | 802.97%-787.1pp | 81.01%-65.1pp |
| Employer contribution / active EE | $8,459 | $3,324+154.5% | $5,144+64.4% | $2,440+246.7% |
| Participant deferral / active EE | $5,290 | $3,260+62.3% | $5,198+1.8% | $3,608+46.6% |
| Admin fee / account holder | $31,006 | $5,880+427.3% | $13,955+122.2% | $5,124+505.1% |