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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,778 | $78,428-45.5% | $95,960-55.4% | $79,852-46.4% |
| Participation rate | 78.1% | 73.5%+4.6pp | 77.1%+1.0pp | 69.6%+8.5pp |
| Annual return | 12.08% | 19.37%-7.3pp | 91.63%-79.6pp | 31.72%-19.6pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,541 | $3,440-55.2% | $4,167-63.0% | $3,740-58.8% |
| Admin fee / account holder | $9,245 | $5,622+64.4% | $6,797+36.0% | $5,306+74.2% |