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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,890 | $71,878-19.5% | $86,698-33.2% | $68,486-15.5% |
| Participation rate | 86.0% | 72.2%+13.8pp | 76.6%+9.5pp | 67.9%+18.2pp |
| Annual return | -13.04% | 3.53%-16.6pp | 35.95%-49.0pp | -7.85%-5.2pp |
| Employer contribution / active EE | $338 | $2,173-84.4% | $2,837-88.1% | $2,597-87.0% |
| Participant deferral / active EE | $2,534 | $3,779-32.9% | $4,656-45.6% | $4,028-37.1% |
| Admin fee / account holder | $11,341 | $6,113+85.5% | $7,493+51.4% | $5,404+109.9% |