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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,337 | $62,583-5.2% | $76,767-22.7% | $64,173-7.5% |
| Participation rate | 93.6% | 72.8%+20.8pp | 77.0%+16.7pp | 69.6%+24.0pp |
| Annual return | -5.20% | -1.95%-3.3pp | 2.43%-7.6pp | 7.63%-12.8pp |
| Employer contribution / active EE | $371 | $1,832-79.8% | $2,485-85.1% | $2,381-84.4% |
| Participant deferral / active EE | $1,600 | $3,145-49.1% | $3,852-58.5% | $3,470-53.9% |
| Admin fee / account holder | $14,604 | $4,667+212.9% | $6,675+118.8% | $4,887+198.8% |