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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,037 | $63,861-81.2% | $104,625-88.5% | $79,852-84.9% |
| Participation rate | 40.7% | 64.9%-24.2pp | 74.1%-33.4pp | 69.6%-29.0pp |
| Annual return | 20.49% | 21.30%-0.8pp | 340.60%-320.1pp | 31.72%-11.2pp |
| Employer contribution / active EE | $921 | $1,588-42.0% | $2,681-65.6% | $2,471-62.7% |
| Participant deferral / active EE | $1,079 | $2,693-59.9% | $3,738-71.1% | $3,740-71.2% |
| Admin fee / account holder | $136 | $4,185-96.8% | $6,465-97.9% | $5,306-97.4% |