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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,336 | $58,523-89.2% | $99,475-93.6% | $72,975-91.3% |
| Participation rate | 44.8% | 64.6%-19.8pp | 73.8%-29.0pp | 69.5%-24.7pp |
| Annual return | 39.08% | 28.51%+10.6pp | 30.72%+8.4pp | 81.01%-41.9pp |
| Employer contribution / active EE | $907 | $1,512-40.0% | $2,540-64.3% | $2,440-62.8% |
| Participant deferral / active EE | $1,083 | $2,606-58.5% | $3,619-70.1% | $3,608-70.0% |
| Admin fee / account holder | $54 | $4,102-98.7% | $6,252-99.1% | $5,124-98.9% |