Filed December 1, 2008 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVEST. INSTL. OPER. CO., Service code 15 · EIN 04-2647786 | Recordkeeping | $502,103 |
MERCER5+ years Filed as: MERCER INVESTMENT CONSULTING, INC. Service code 27 · EIN 61-0736136 | Advisory (Plan) | $116,639 |
MERCER5+ years Filed as: MERCER (US) INC. Service code 16 · EIN 13-2834414 | Consulting | $10,143 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,478 | $127,218+53.7% | $392,568-50.2% | $77,775+151.3% |
| Participation rate | 98.4% | 82.0%+16.4pp | 78.1%+20.4pp | 73.2%+25.2pp |
| Annual return | 22.37% | 25.27%-2.9pp | 24.42%-2.1pp | 32.58%-10.2pp |
| Employer contribution / active EE | $7,451 | $3,064+143.2% | $3,783+96.9% | $2,504+197.6% |
| Participant deferral / active EE | $11,195 | $4,820+132.3% | $5,985+87.0% | $3,966+182.3% |
| Admin fee / account holder | $347 | $89+289.8% | $6,260-94.5% | $100+246.7% |