Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,151 | $51,649+33.9% | $124,206-44.3% | $64,097+7.9% |
| Participation rate | 18.0% | 45.2%-27.2pp | 69.6%-51.5pp | 55.2%-37.2pp |
| Annual return | 13.75% | 19.98%-6.2pp | 515.27%-501.5pp | 34.64%-20.9pp |
| Employer contribution / active EE | $354 | $1,057-66.5% | $3,540-90.0% | $1,891-81.3% |
| Participant deferral / active EE | $612 | $2,165-71.7% | $3,968-84.6% | $3,080-80.1% |
| Admin fee / account holder | $9,629 | $4,237+127.3% | $5,929+62.4% | $3,454+178.7% |