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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,794 | $68,880+37.6% | $120,580-21.4% | $80,959+17.1% |
| Participation rate | 84.9% | 61.7%+23.2pp | 72.0%+13.0pp | 67.7%+17.3pp |
| Annual return | 10.01% | 23.68%-13.7pp | 107.48%-97.5pp | 35.67%-25.7pp |
| Employer contribution / active EE | $7,444 | $2,066+260.2% | $3,469+114.6% | $2,757+170.0% |
| Participant deferral / active EE | $5,065 | $3,191+58.8% | $4,995+1.4% | $4,300+17.8% |
| Admin fee / account holder | $12,106 | $5,785+109.3% | $9,418+28.5% | $6,925+74.8% |