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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,149 | $228,395-78.0% | $185,861-73.0% | $158,982-68.5% |
| Participation rate | 70.0% | 82.3%-12.3pp | 78.0%-8.0pp | 82.0%-12.0pp |
| Annual return | 14.43% | 40.82%-26.4pp | 35.96%-21.5pp | 302.99%-288.6pp |
| Employer contribution / active EE | $2,329 | $4,968-53.1% | $4,088-43.0% | $4,763-51.1% |
| Participant deferral / active EE | $5,295 | $6,417-17.5% | $5,634-6.0% | $5,983-11.5% |
| Admin fee / account holder | $6,692 | $11,869-43.6% | $9,503-29.6% | $11,252-40.5% |