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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,607 | $226,105-83.4% | $182,540-79.4% | $152,897-75.4% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 22.98% | 192.58%-169.6pp | 148.58%-125.6pp | 345.43%-322.5pp |
| Employer contribution / active EE | $1,253 | $4,978-74.8% | $4,076-69.3% | $4,764-73.7% |
| Participant deferral / active EE | $2,884 | $6,370-54.7% | $5,525-47.8% | $5,851-50.7% |
| Admin fee / account holder | $918 | $10,706-91.4% | $8,593-89.3% | $11,599-92.1% |