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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,823 | $95,959+4.0% | $97,411+2.5% | $138,895-28.1% |
| Participation rate | 82.4% | 81.8%+0.5pp | 80.4%+2.0pp | 79.9%+2.4pp |
| Annual return | 16.34% | 29.30%-13.0pp | 34.72%-18.4pp | 145.39%-129.1pp |
| Employer contribution / active EE | $1,633 | $4,278-61.8% | $4,210-61.2% | $4,194-61.1% |
| Participant deferral / active EE | $5,164 | $5,876-12.1% | $5,886-12.3% | $6,396-19.3% |
| Admin fee / account holder | $2,978 | $7,555-60.6% | $7,145-58.3% | $12,562-76.3% |