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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,290 | $124,330-82.9% | $109,173-80.5% | $167,536-87.3% |
| Participation rate | 70.6% | 79.5%-8.9pp | 75.9%-5.3pp | 82.1%-11.5pp |
| Annual return | 13.94% | 26.04%-12.1pp | 25.75%-11.8pp | 478.82%-464.9pp |
| Employer contribution / active EE | $1,206 | $4,209-71.3% | $3,723-67.6% | $4,839-75.1% |
| Participant deferral / active EE | $1,681 | $5,256-68.0% | $4,654-63.9% | $6,342-73.5% |
| Admin fee / account holder | $323 | $7,974-95.9% | $6,755-95.2% | $12,315-97.4% |