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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,322 | $115,814-88.5% | $101,275-86.8% | $158,982-91.6% |
| Participation rate | 86.7% | 79.4%+7.3pp | 75.8%+10.9pp | 82.0%+4.7pp |
| Annual return | 35.43% | 56.16%-20.7pp | 46.48%-11.1pp | 302.99%-267.6pp |
| Employer contribution / active EE | $3,732 | $4,176-10.6% | $3,660+2.0% | $4,763-21.6% |
| Participant deferral / active EE | $2,441 | $4,958-50.8% | $4,371-44.2% | $5,983-59.2% |
| Admin fee / account holder | $489 | $7,249-93.3% | $5,948-91.8% | $11,252-95.7% |