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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,712 | $124,175-60.8% | $108,405-55.1% | $167,536-70.9% |
| Participation rate | 81.8% | 82.3%-0.5pp | 80.1%+1.7pp | 82.1%-0.3pp |
| Annual return | 19.08% | 1380.13%-1361.0pp | 905.55%-886.5pp | 478.82%-459.7pp |
| Employer contribution / active EE | $0 | $4,188-100.0% | $3,559-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $7,538 | $6,908+9.1% | $6,563+14.9% | $6,342+18.8% |
| Admin fee / account holder | $3,097 | $9,457-67.3% | $7,297-57.6% | $12,315-74.9% |