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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,408 | $183,627-67.1% | $155,602-61.2% | $145,978-58.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.42% | 61.32%-44.9pp | 64.81%-48.4pp | 550.52%-534.1pp |
| Employer contribution / active EE | $2,357 | $5,316-55.7% | $4,675-49.6% | $4,662-49.4% |
| Participant deferral / active EE | $8,407 | $6,466+30.0% | $5,629+49.4% | $6,690+25.7% |
| Admin fee / account holder | $439 | $19,327-97.7% | $15,923-97.2% | $13,400-96.7% |