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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,815 | $176,402-29.8% | $134,155-7.7% | $158,950-22.1% |
| Participation rate | 83.3% | 78.7%+4.6pp | 72.2%+11.1pp | 82.0%+1.4pp |
| Annual return | -6.64% | 63.66%-70.3pp | 36.34%-43.0pp | 302.91%-309.5pp |
| Employer contribution / active EE | $8,751 | $5,042+73.6% | $3,705+136.2% | $4,762+83.8% |
| Participant deferral / active EE | $6,500 | $4,093+58.8% | $3,500+85.7% | $5,983+8.6% |
| Admin fee / account holder | $1,398 | $8,719-84.0% | $6,685-79.1% | $11,248-87.6% |