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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,664 | $135,956-80.4% | $123,894-78.5% | $273,972-90.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -12.36% | 56.63%-69.0pp | 47.52%-59.9pp | 41.46%-53.8pp |
| Employer contribution / active EE | $1,153 | $5,170-77.7% | $4,617-75.0% | $4,869-76.3% |
| Participant deferral / active EE | $0 | $6,343-100.0% | $5,984-100.0% | $5,287-100.0% |
| Admin fee / account holder | $5,923 | $9,817-39.7% | $8,357-29.1% | $10,133-41.5% |