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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,517 | $211,105-43.9% | $178,449-33.6% | $145,978-18.8% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.59% | 30.19%-21.6pp | 27.09%-18.5pp | 550.52%-541.9pp |
| Employer contribution / active EE | $2,251 | $4,569-50.7% | $3,951-43.0% | $4,662-51.7% |
| Participant deferral / active EE | $5,850 | $6,959-15.9% | $6,277-6.8% | $6,690-12.6% |
| Admin fee / account holder | $844 | $12,017-93.0% | $10,362-91.9% | $13,400-93.7% |