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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,395 | $57,073-18.7% | $85,126-45.5% | $80,925-42.7% |
| Participation rate | 72.4% | 56.4%+16.0pp | 67.5%+4.9pp | 67.7%+4.8pp |
| Annual return | 12.15% | 21.69%-9.5pp | 66.63%-54.5pp | 35.65%-23.5pp |
| Employer contribution / active EE | $2,333 | $1,801+29.6% | $2,731-14.6% | $2,756-15.3% |
| Participant deferral / active EE | $3,486 | $3,113+12.0% | $4,523-22.9% | $4,299-18.9% |
| Admin fee / account holder | $2,142 | $4,988-57.0% | $6,160-65.2% | $6,940-69.1% |