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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,339 | $45,872-25.1% | $77,100-55.5% | $68,490-49.9% |
| Participation rate | 83.7% | 55.9%+27.8pp | 67.9%+15.8pp | 67.9%+15.8pp |
| Annual return | -16.03% | 1.73%-17.8pp | 42.35%-58.4pp | -7.85%-8.2pp |
| Employer contribution / active EE | $4,856 | $1,650+194.4% | $2,815+72.5% | $2,597+87.0% |
| Participant deferral / active EE | $3,551 | $2,963+19.8% | $4,430-19.8% | $4,028-11.8% |
| Admin fee / account holder | $2,055 | $3,041-32.4% | $5,443-62.2% | $5,403-62.0% |