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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,651 | $103,949-44.5% | $69,182-16.7% | $273,972-79.0% |
| Participation rate | 64.7% | 67.4%-2.7pp | 55.1%+9.6pp | 83.0%-18.3pp |
| Annual return | 4.11% | 35.28%-31.2pp | -21.93%+26.0pp | 41.46%-37.3pp |
| Employer contribution / active EE | $941 | $1,783-47.2% | $1,206-22.0% | $4,869-80.7% |
| Participant deferral / active EE | $2,712 | $2,716-0.2% | $1,897+43.0% | $5,287-48.7% |
| Admin fee / account holder | $1,750 | $3,671-52.3% | $2,697-35.1% | $10,133-82.7% |