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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,526 | $106,549+186.7% | $91,225+234.9% | $134,509+127.1% |
| Participation rate | 71.4% | 76.8%-5.4pp | 73.2%-1.8pp | 81.2%-9.8pp |
| Annual return | -14.96% | 160.73%-175.7pp | 114.10%-129.1pp | 418.13%-433.1pp |
| Employer contribution / active EE | $1,099 | $3,331-67.0% | $2,851-61.4% | $4,741-76.8% |
| Participant deferral / active EE | $2,171 | $4,719-54.0% | $4,234-48.7% | $6,400-66.1% |
| Admin fee / account holder | $6,255 | $6,234+0.3% | $5,422+15.4% | $11,427-45.3% |