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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,905 | $81,487-54.7% | $102,412-64.0% | $80,935-54.4% |
| Participation rate | 58.6% | 66.8%-8.2pp | 74.5%-15.9pp | 67.7%-9.0pp |
| Annual return | 16.55% | 25.60%-9.0pp | 24.94%-8.4pp | 35.66%-19.1pp |
| Employer contribution / active EE | $2,866 | $3,103-7.6% | $3,870-25.9% | $2,757+4.0% |
| Participant deferral / active EE | $1,936 | $3,871-50.0% | $5,060-61.7% | $4,299-55.0% |
| Admin fee / account holder | $592 | $6,717-91.2% | $8,388-92.9% | $6,924-91.5% |