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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,429 | $73,988-27.8% | $96,538-44.7% | $75,177-28.9% |
| Participation rate | 9.4% | 66.4%-57.1pp | 74.3%-65.0pp | 67.2%-57.8pp |
| Annual return | 20.90% | 26.73%-5.8pp | 35.74%-14.8pp | 160.75%-139.9pp |
| Employer contribution / active EE | $797 | $2,930-72.8% | $3,740-78.7% | $2,671-70.2% |
| Participant deferral / active EE | $2,100 | $3,660-42.6% | $4,880-57.0% | $4,126-49.1% |
| Admin fee / account holder | $2,919 | $5,220-44.1% | $6,737-56.7% | $5,651-48.4% |