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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,717 | $72,272-49.2% | $101,264-63.7% | $79,858-54.0% |
| Participation rate | 96.7% | 68.5%+28.2pp | 75.8%+20.9pp | 69.6%+27.0pp |
| Annual return | 8.68% | 22.30%-13.6pp | 46.48%-37.8pp | 31.72%-23.0pp |
| Employer contribution / active EE | $7,170 | $2,692+166.4% | $3,660+95.9% | $2,471+190.2% |
| Participant deferral / active EE | $0 | $3,282-100.0% | $4,370-100.0% | $3,740-100.0% |
| Admin fee / account holder | $9,550 | $4,401+117.0% | $5,947+60.6% | $5,306+80.0% |