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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,484 | $57,350-57.3% | $83,850-70.8% | $64,181-61.9% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -5.93% | 11.38%-17.3pp | 850.92%-856.9pp | 7.63%-13.6pp |
| Employer contribution / active EE | $4,086 | $2,545+60.5% | $3,631+12.5% | $2,381+71.6% |
| Participant deferral / active EE | $0 | $2,993-100.0% | $4,082-100.0% | $3,470-100.0% |
| Admin fee / account holder | $3,633 | $4,046-10.2% | $5,478-33.7% | $4,887-25.7% |