Filed November 23, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,848 | $89,652-25.4% | $141,191-52.7% | $65,185+2.6% |
| Participation rate | 54.0% | 74.7%-20.7pp | 82.5%-28.5pp | 70.2%-16.2pp |
| Annual return | 30.99% | 32.79%-1.8pp | 71.41%-40.4pp | 29.38%+1.6pp |
| Employer contribution / active EE | $2,546 | $3,065-16.9% | $4,736-46.2% | $2,177+17.0% |
| Participant deferral / active EE | $4,161 | $5,691-26.9% | $6,710-38.0% | $3,514+18.4% |
| Admin fee / account holder | $2,060 | $569+262.4% | $10,264-79.9% | $847+143.2% |