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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,537 | $157,276+69.5% | $141,177+88.8% | $152,885+74.3% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 18.97% | 64.33%-45.4pp | 71.40%-52.4pp | 345.39%-326.4pp |
| Employer contribution / active EE | $1,496 | $5,262-71.6% | $4,736-68.4% | $4,763-68.6% |
| Participant deferral / active EE | $10,208 | $7,110+43.6% | $6,710+52.1% | $5,851+74.5% |
| Admin fee / account holder | $3,297 | $12,123-72.8% | $10,263-67.9% | $11,598-71.6% |