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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,295 | $183,627+91.3% | $155,602+125.8% | $145,978+140.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.24% | 61.32%-46.1pp | 64.81%-49.6pp | 550.52%-535.3pp |
| Employer contribution / active EE | $2,477 | $5,316-53.4% | $4,675-47.0% | $4,662-46.9% |
| Participant deferral / active EE | $5,900 | $6,466-8.8% | $5,629+4.8% | $6,690-11.8% |
| Admin fee / account holder | $3,836 | $19,327-80.2% | $15,923-75.9% | $13,400-71.4% |