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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,448 | $167,352+100.4% | $143,788+133.3% | $134,509+149.4% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -20.61% | 0.47%-21.1pp | -0.03%-20.6pp | 418.13%-438.7pp |
| Employer contribution / active EE | $1,547 | $5,620-72.5% | $4,952-68.8% | $4,741-67.4% |
| Participant deferral / active EE | $2,538 | $6,447-60.6% | $5,638-55.0% | $6,400-60.3% |
| Admin fee / account holder | $40 | $18,091-99.8% | $14,675-99.7% | $11,427-99.6% |