Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,962 | $91,198-85.8% | $178,503-92.7% | $79,856-83.8% |
| Participation rate | 50.0% | 69.2%-19.2pp | 81.9%-31.9pp | 69.6%-19.6pp |
| Annual return | 9.81% | 24.20%-14.4pp | 151.12%-141.3pp | 31.71%-21.9pp |
| Employer contribution / active EE | $655 | $3,257-79.9% | $5,011-86.9% | $2,471-73.5% |
| Participant deferral / active EE | $977 | $3,237-69.8% | $5,202-81.2% | $3,741-73.9% |
| Admin fee / account holder | $2,682 | $6,748-60.3% | $13,987-80.8% | $5,306-49.5% |