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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,162 | $95,895+27.4% | $79,576+53.5% | $134,509-9.2% |
| Participation rate | 83.3% | 75.0%+8.3pp | 69.5%+13.8pp | 81.2%+2.1pp |
| Annual return | -17.88% | -2.72%-15.2pp | 0.15%-18.0pp | 418.13%-436.0pp |
| Employer contribution / active EE | $1,021 | $3,128-67.4% | $2,413-57.7% | $4,741-78.5% |
| Participant deferral / active EE | $1,276 | $4,693-72.8% | $3,985-68.0% | $6,400-80.1% |
| Admin fee / account holder | $2,808 | $9,129-69.2% | $6,834-58.9% | $11,427-75.4% |