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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,761 | $91,167+161.9% | $178,498+33.8% | $79,858+199.0% |
| Participation rate | 94.9% | 69.2%+25.7pp | 81.9%+12.9pp | 69.6%+25.2pp |
| Annual return | 16.72% | 24.19%-7.5pp | 151.09%-134.4pp | 31.72%-15.0pp |
| Employer contribution / active EE | $14,496 | $3,255+345.3% | $5,011+189.3% | $2,471+486.7% |
| Participant deferral / active EE | $1,666 | $3,236-48.5% | $5,202-68.0% | $3,740-55.5% |
| Admin fee / account holder | $1,037 | $6,747-84.6% | $13,985-92.6% | $5,306-80.5% |